There was an accident and the person involved (not me) would like input. Please post your response to the message board or email me. See below:
HIT BY A CAR IN NEW JERSEY
This past Sunday I was hit from behind by a car while riding my bike near my home in New Jersey. None of my injuries are life-threatening and x-rays were negative. I’ve learned that NJ being a “No Fault” state, my medical bills go thru my auto insurance. After I pay my deductible, my auto insurance will cover 80% of my medical bills and I will have to submit the remaining 20% to my health insurance carrier. My auto insurance company says they can not go after the other auto carrier for anything including my personal items (clothing and the repair or replacement of my bike). It seems like my best option is to hire an attorney to handle this for me, but I am not sure.
If you have had experience dealing with similar situations or have any advice on how to handle this, I would appreciate your input. Thanks…